The financial control layer for autonomous agents.
0x1e.ai lets AI agents request, approve, and execute payments through owner-defined limits, Know Your Agent verification, programmable vaults, and auditable transaction records.
- Know Your Agent
- Programmable Vaults
- Human Approval
- Audit Trail
- Multi-Currency Ready
An agent has a goal.
An autonomous AI agent identifies a financial action it wants to take — paying for credits, tools, services, or supplies.
The Gap
Agents can think. They still can't transact safely.
Autonomous software has the reasoning to act in the real economy, but no native way to do so within controls humans and counterparties can trust.
No verified authority
Counterparties need to know which human or company stands behind an agent.
No spending control
Autonomous software can move at machine speed. Limits, caps, and approvals must be built in.
No audit trail
Every agent action needs a record of intent, approval, execution, and outcome.
No compliance bridge
Agentic activity must map back to owners, mandates, policies, and review processes.
How it works
0x1e.ai turns agent intent into controlled execution.
Three explicit stages. Every step has a record. No silent automation.
- 01
Agent proposes
An AI agent creates a payment proposal with context, amount, currency, merchant, and purpose.
- 02
Owner approves
The platform checks policy, balance, KYA status, and limits before asking the owner to confirm.
- 03
System executes
Funds are reserved, payment is executed through connected rails, and every step is recorded.
Pillars
Four building blocks for agentic finance.
Each pillar is implemented as a module of the platform — wired together, but individually addressable.
Know Your Agent
Register, fingerprint, review, and approve agents before they can initiate financial actions.
- Agent identity
- Owner linkage
- Risk profile
- Human oversight flag
- KYA decision workflow
Programmable Vaults
Give each agent controlled spending capacity instead of unrestricted access.
- Multi-currency balances
- Per-agent caps
- Velocity limits
- Reserve on approval
- Kill-switch ready
Mandate & Approval Layer
Agents act only within defined authority.
- Owner confirmation
- Limited mandate model
- Proposal records
- Authorization events
- Approval history
Audit & Execution Records
Every action leaves a trace.
- Proposal
- Approval
- Transaction
- Ledger entry
- Evidence envelope
KYA · new layer
Know Your Agent is the new KYC.
KYC tells you who the customer is. KYA tells you what the agent is, who controls it, what it can access, what it can spend, and whether a human supervises its decisions.
KYC
Know Your Customer
What banks have been doing for decades to verify the human or company they serve.
- Human or company identity
- Beneficial owner
- Risk profile
- Account access
KYA
Know Your Agent
The same discipline applied to the autonomous software making the action.
- Agent identity
- Owner / principal link
- System prompt hash
- Data sources
- Spend cap
- Human oversight flag
- Risk score
Architecture
Built as a control plane, not a bank.
0x1e.ai does not need agents to become legal persons. It maps agent actions back to owners, mandates, policies, approvals, and financial rails.
- Owner remains the legal principal
- Agent operates under a limited mandate
- Every action produces a record
- Rails stay swappable
Principal layer
Owner / PrincipalVerified human or company01- Agent MandateDefined authority02
Control plane
KYA ReviewIdentity and risk03- Policy EngineCaps, velocity, rules04
- Programmable VaultMulti-currency balances05
- ApprovalOwner confirmation06
Execution layer
Payment RailRail-agnostic execution07Evidence layer
Audit TrailAppend-only record08
Designed to remain rail-agnostic and regulation-aware.
Use cases
Whatever the agent, the control surface is the same.
From individual AI assistants to enterprise procurement, the proposal-approval-execution model fits.
AI assistant
Buys software tools on the user's behalf.
Control
Per-merchant cap and human approval on first purchase.
API agent
Tops up provider credits to avoid downtime.
Control
Velocity limit and recurring-approval window.
Compute agent
Purchases GPU hours for a training run.
Control
Single-spend cap with owner confirmation per job.
Procurement agent
Requests vendor payments based on contracts.
Control
Policy-driven validation and finance team review.
Travel agent
Holds bookings for executive itineraries.
Control
Pre-trip authorization and per-booking max.
Agent-to-agent
Pays another agent for a delegated task.
Control
Mandate hash check on both sides before release.
Developers
Connect any agent through a simple API.
Submit signed proposals, query spend capacity, react to webhooks. The whole interface is REST, OpenAPI-described, and HMAC-secured.
- HMAC-signed requests
- Idempotency keys
- Webhooks
- Proposal status API
- Spend capacity API
await ox1e.proposals.create({
amount: 24900,
currency: "USD",
merchant: "API Provider",
purpose: "Credit top-up",
agent_id: "agt_..."
})Build agents that can act — with limits, approvals, and proof.
Early access is open to teams shipping autonomous agents with real financial actions.